Product Features

Historically, PayPal and Payoneer solved payouts by asking users to link their platform account to a single financial app (their own), which then handled delivery. That model breaks down in a world where there are dozens, and soon hundreds, of stablecoin apps, each built for different users and use cases.

Swype’s role is simple: safely route payouts from platform A to stablecoin app A. It is a linking and orchestration layer, not a wallet, not a custodian, and not a platform replacement.

Benefits

For users

• Link your daily-driver stablecoin app to payout sources without knowing anything about blockchains, tokens, or networks.

• Enable real-time payouts so you can spend your money as soon as it’s available. As soon as the platform releases funds, you’ll get them. You can even enable real-time payouts on autopilot if the platform supports it. We make it real.

For platforms

• Enable stablecoin payouts without building or managing onchain infrastructure. Swype integrates like PayPal or Payoneer and handles the execution complexity behind the scenes.

• Monetize the payout flow. Swype applies a small base fee per payout, and platforms can layer on their own fees, similar to expedited payout options today.

For stablecoin apps

• Make it easier for users to route income directly into your app, increasing stickiness, retention, and lifetime value.