User Onboarding

Swype integrates with leading stablecoin-powered neobank apps to make them usable as payout destinations for platforms. These integrations allow Swype to securely retrieve and maintain the payout routing information required to deliver funds correctly, without exposing blockchain details to the platform.

When a user links a neobank app, Swype retrieves and stores the underlying payout routing details internally (addresses, supported assets, supported networks).

The platform receives only an opaque destination_id, which Swype later resolves to this routing data during payout execution.

Establishing a Payout Connection

To establish a payout connection to a user’s stablecoin app:

1. User clicks Connect Swype

2. User selects their neobank app 

3. User completes the hosted link flow

4. Platform stores an opaque destination_id used later to initiate payouts (e.g., POST /payouts)

From the platform’s perspective, this is the only information required to pay the user.