Introduction

Swype rethinks how money earned on internet platforms reaches a user’s stablecoin app of choice. It provides both a clean setup experience and a recurring payout flow that removes the friction and risk users face today.

With Swype, users get paid directly into their daily-driver stablecoin app without worrying about compatibility between what a platform supports and what their app can receive. Users never paste wallet addresses or expose their onchain history, balances, or broader financial footprint to the platforms they earn from.

Two trends shaping payouts

Swype exists at the intersection of two global shifts that are already underway today.

1. The internet economy is becoming the primary economy.

More and more people are earning income from marketplaces, creator platforms, and online services, often as a primary source of income, not just a side hustle. In many regions, online work offers better opportunities than local jobs. In other regions, it simply fills the gap where traditional wages no longer keep up with the cost of living.

2. Stablecoin-powered financial apps are proliferating.

As more income is earned online, users are adopting new apps to save, spend, and invest that are built on stablecoin rails. These apps abstract away crypto concepts like addresses, chains, and gas, and instead offer experiences closer to the leading fintech apps, but often with better access to global financial infrastructure. 

Because stablecoins and self-custody reduce the need for traditional banking and money services licenses, the barriers to launching fintech frontends have fallen sharply, enabling hundreds of new apps differentiated mainly by distribution and UX.